MyRandWise
Your money, your rules.
Create a stokvel
You track it — money still moves between members the usual way.
Stokvel name
Members
Monthly contribution (R)
Payout month (who gets the pot first)
Member names (one per line)
Stokvel
💡
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Set your PIN
Choose a 4-digit PIN to lock your app
👋
Welcome back
Sign in with your email and password.
Email address
Password
🔒 Your password is securely encrypted.
New to MyRandWise? Go back and tap Get Started.
Step 1 of 5
What best describes you?
Helps us personalise your experience.
🎓
Student / Learner
Studying full-time or part-time
🏠
Domestic worker
Housekeeper, gardener, nanny
💼
Employed full-time
Salaried or permanent position
🏪
Self-employed / Freelancer
Running your own business
👨‍👩‍👧
Parent / Caregiver
Supporting a family
👴
Pensioner / Retired
Living on pension
Setting up your account...
This only takes a second
🎉
You're all set!
Your account is ready.
📊
Weekly budget envelopes set up
💰
Income ring configured
🎯
Goals tracked
🔒
Saved securely · POPIA compliant
Your debts
Track what you owe and build a payoff plan
⚖️ Debt calculations are estimates based on fixed interest rates. Actual payoff may vary. Not financial advice.
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🏠 Bond readiness score
See if you qualify for a home loan
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/100
⚖️ MyRandWise provides financial education tools, not financial advice. Figures are estimates only. We are not a registered FSP. Consult a qualified financial advisor before making major financial decisions.
Grow your money
Savings goals and investment guidance
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🤝 Stokvel tracker
Premium feature
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💡 Where to grow your money
📈
EasyEquities ETFs
Start with R100. Low fees. Great for beginners.
🏦
Capitec 32-Day Notice
Beat inflation. Easy to open in the app.
🛡️
Tax-Free Savings (TFSA)
Up to R36k/year tax-free. Long-term wealth.
Financial health
Tools to build a stronger financial future
📄 Bank statement import PREMIUM
Upload your bank PDF — we read and categorise every transaction automatically
🔧
Premium feature — Bank statement import
We're upgrading our AI to read statements more accurately. This feature will be back shortly. Log expenses manually using the + button for now.
Select your bank
Statement month
📄
Tap to upload PDF
Your Capitec, FNB, ABSA, Standard Bank or Nedbank statement
PDF only · Processed on device · Never stored
How to get your PDF
🔒
Your data stays private
Your PDF is read locally on your device. Only the text content is sent to our AI for categorisation. We never store your raw statement.
🌱 Life planning tools
Coming soon in RandWise Life — deeper financial planning for every major life decision.
🛡️
Emergency fund calculator
How many months salary should you save?
Coming soon
📈
Retirement projector
See what you'll have at 65 if you save now
Coming soon
👶
Baby cost calculator
Nappies, formula, creche, clinic — the real cost
Coming soon
🚗
Car true cost calculator
Repayment + fuel + insurance = real monthly cost
Coming soon
📊
30% rules checker
Are you within safe limits on car, bond, and debt?
Coming soon
RandWise Life — coming 2026
Deep financial planning for every major South African life decision. Built by us, for us. 🇿🇦
Edit profile
Your name
Monthly income (R)
Pay day (day of month)
Phone number (optional)
Debit orders
Log your monthly debit orders so MyRandWise can warn you before payday and track your total commitments.
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Add debit order
Add a debt
Category
Debt name
Current balance (R)
Minimum monthly payment (R)
Interest rate % per year (optional — e.g. 24.5)
💡 Find this on your statement or loan agreement. Capitec: ~27.75% · FNB: ~24.5% · Mashonisa: skip — use the Mashonisa calculator above.
Add a savings goal
What are you saving for?
Goal name
Target amount (R)
Target date — when do you need this money?
Already saved (R)
Savings account name at your bank (optional)
💡 Name your savings account at your bank to match this goal. When you upload your statement, we'll auto-detect contributions made to this account.
Log a contribution
Amount contributed (R)
Where did you save it? (optional)
Log an expense
R
🔁 Recurring monthly
Auto-log this expense every month
Edit expense
Amount (R)
Note (optional)
Your money,
your rules.
The personal finance app built for real South African life — not American, not European. Ours.
14 days of full Pro access — free
Free
✓Expense tracking
✓Budget ring
✓Daily spend dots
✓Referrals
✕Debt score
✕Snowball plan
Pro
You (trial) ✦
R49/mo after trial
✓Everything free
✓Debt score
✓Snowball payoff plan
✓Weekly planner
✓Savings goals
✓Export PDF
STEP 1 OF 4Skip tour
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