Privacy Policy

Last updated: 2 May 2026

MyRandWise ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the MyRandWise application and website at myrandwise.co.za.

1. Information We Collect

We collect the following information when you use MyRandWise:

• Account information: Your email address when you register
• Financial data: Expense entries, budget goals, debt records, and savings targets that you voluntarily enter into the app
• Usage data: How you interact with the app to improve performance

2. How We Use Your Information

• To provide and maintain the MyRandWise service
• To send account-related emails (password resets, email verification)
• To improve and personalise your experience
• To communicate important updates about the service

3. Data Storage

Your data is stored securely using Supabase, a trusted cloud database provider. All data is encrypted in transit and at rest. Your financial data is private to your account and is never sold or shared with third parties.

4. Third-Party Services

We use the following third-party services:

• Supabase — database and authentication
• Resend — transactional email delivery
• PayFast — payment processing (if applicable)

Each service has its own privacy policy and handles data in accordance with applicable laws.

5. POPIA Compliance

MyRandWise complies with the Protection of Personal Information Act (POPIA) of South Africa. You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your account and data
• Object to the processing of your personal information

6. Data Retention

We retain your data for as long as your account is active. If you delete your account, your personal data will be removed within 30 days.

7. Children's Privacy

MyRandWise is intended for users 18 years of age and older. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us with personal information, please contact us immediately.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page and sending an email to registered users.

9. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your POPIA rights, please contact us:

• Email: support@myrandwise.co.za
• Website: myrandwise.co.za